Whether you are a first-time buyer or an investor, we are here to take the stress out of buying and selling residential property.
We will guide you through each step of your transaction and offer a service that that fits your exact requirements. Where necessary we can recommend other professionals such as surveyors, IFA’s and property valuers.
At a time where money really matters, we always provide a quality service at a fair price. We will keep you up-to-date with all of the relevant information so you can make informed decisions and have complete confidence that every detail has been properly taken care of.
We have a highly efficient experienced team who will ensure that your purchase occurs as quickly and as smoothly as possible. You will have one person dealing with your file who is dedicated to looking after you and your move. All conveyancers are directly contactable on their direct dial numbers and by email. We will keep you up to date at all the stages of the transaction.
We are fully accredited with the Conveyancing Quality Scheme (CQS) quality mark standard.
The fees involved in any transaction are important and we review our fees on a regular basis, considering clients’ feedback so we can make sure we always offer the best value for your money.
We typically work on a fixed fee basis, ensuring that you know what the fees will be for your transaction from the outset. If, during the transaction, there is a new development, we will discuss the change in fees with you and agree a way forward.
The fees estimated in our calculator include the following:
- Acting for you in all the stages of the transaction such as approving the draft contract documentation
- Raising enquiries
- Reporting on the documentation and the searches
- Acting on behalf of your lender
- Registering your interest at the Land Registry
- Preparing and submitting the stamp duty form
- Arranging the indemnity policies
- All telephone calls and postage packaging and storage fees.
Our fees cover all the work required to complete the purchase of your new home, including dealing with registration at the Land Registry and dealing with the payment of Stamp Duty Land Tax (Stamp Duty) if the property is in England, or Land Transaction Tax (Land Tax) if the property you wish to buy is in Wales.
CWJ do not pay referral fees to third parties such as estate agents to obtain new business.
We are able to rely on the long standing relationships with our existing clients who continue to recommend us, and it is because of them we have a strong local reputation as a trusted law firm. Take a look at our reviews at https://www.reviewsolicitors.co.uk/kent/orpington/clarkson-wright-jakes .
In addition to the above, we prefer to remain neutral throughout a transaction and between all parties involved when advising you. This way you can be assured that we remain independent and you are able to make informed decisions, even if the decisions you make may not be favourable to other third parties.
Disbursements are costs related to your matter that are payable to third parties, such as Land Registry fees. We handle the payment of the disbursements on your behalf to ensure a smoother process. These fees may be subject to change if further information relating to your property becomes available.
Stamp Duty Land Tax
This will depend on the purchase price of your property. You can calculate the amount you will need to pay by using HMRC's website or if the property is located in Wales by using the Welsh Revenue Authority's website here.
We do not undertake tax advice.
Our fees are fixed, however there may be factors which would typically increase the cost of the fees estimated in the calculator. Where there is likely to be any additional cost, we will make sure you are informed of this at the earliest opportunity and a clear estimate of those extra costs will be provided.
Factors that may lead to an increase in cost include:
- If a legal title is defective or part of the property is unregistered
- If you discover building regulations or planning permission has not been obtained
- If crucial documents, we have previously requested from you have not been provided to us
- If the property is a new build
- If the property is less than 10 years old
- If you require to exchange within 6 weeks of instructing us
- If you require completion within 6 weeks of instructing us
- If you require simultaneous exchange and completion.
For any transaction, the timescales are subject to change depending on when your offer is accepted and factors involved such as:
- Number of parties in the chain
- Whether you have a mortgage in place
- Whether you are buying a new build property
- Whether you need a lease extension for a leasehold property.
A typical transaction will take between 10-14 weeks. However, if any of the above apply, or there are other factors we need to take into consideration, it may increase the time by a further 4-6 weeks and additional charges may occur. We will discuss this with you at the earliest opportunity so you always have a clear picture of how long things are likely to take.
With every transaction there are key milestones, which may vary according to individual circumstances. They may be as follows:
- Taking your instructions and give initial advice based on the information you have provided
- Checking finances are in place to fund the purchase and contacting the lender’s solicitors if needed
- Receiving and advising on contract documents
- Undertaking searches
- Obtaining further planning documentation if required
- Making any necessary enquiries of the seller’s solicitor
- Providing advice on all documents and information received
- Advising you of the mortgage offer conditions
- Finalising contracts and sending to you for signature
- Agreeing a completion date (the date from which you will legally own the property)
- Exchanging contracts and notifying you that this has happened
- Ensuring all monies have been received from you and the lender(s)
- Completing the purchase
- Dealing with payment of Stamp Duty/Land Tax
- Completing and submitting an application for registration at the Land Registry.